Reluctant to have that loan given that it appears complex?

//Reluctant to have that loan given that it appears complex?

Reluctant to have that loan given that it appears complex?

Exclusive Offer


Item Information


  • You need to be a Hong Kong resident
  • You truly must be at the least 18 years old
  • You really need to have a monthly earnings of at minimum HKD5,000

Just how to apply

Existing consumer

Brand brand New consumer

Application Hotline

Document Upload

Easy steps for loan application via HSBC HK Mobile Banking application

Make an application for one regarding the HSBC HK Cellphone Banking application and experience a cleaner, easier application for the loan procedure.

  1. Log in to the latest variation associated with the mobile banking application
  2. Touch the menu club regarding the top left
  3. Select ‘Personal Instalment Loan’ under ‘Products & solutions’

Note: The display display screen shows and also the pictures associated with the site are for illustration and reference purposes just.

Loan resources and services

Publish document that is supporting unsecured loans application

Which HSBC solution that is lending your right match?

Find a loan that is suitable to fit along with your particular requirements by responding to a couple of simple concerns.

Personal Loans Comparison

An evaluation of Tax Loan with Instalment Loan.

Smart great tips on loans

Discover tips about how to borrow sensibly.

Associated services and services and products

Private Instalment Loan Redraw

Redraw against your loan without the need to re-apply.

Revolving Credit Facility

Pay just interest in the credit you utilize in the place of a hard and fast month-to-month repayment.

Consolidating your financial situation

Clear your debts faster with the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

More money and flexibility that is financial realise your own personal objectives. Transform your available credit restriction into immediate cash or move the balance that is outstanding other bank cards to your HSBC bank card account.

To borrow or otherwise not to borrow? Borrow as long as you’ll repay!

Important info


  1. Just relevant to clients who effectively submit an application for and drawdown the mortgage throughout the period that is promotional an approved loan level of HKD800,000 or above. Month-to-month rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for the payment amount of year. The APR is determined method that is using in appropriate directions released by the Hong Kong Associations of Banks, and it is rounded up or down seriously to the nearest two decimal places. An APR is a reference price, which include all relevant interest levels, costs and costs for the product, expressed as an annualised price.
  2. To be eligible for HKD100 money rebate beneath the Online Exclusive provide for Personal Instalment Loan, an Eligible Customer must submit your own Instalment application for the loan via HSBC internet site www. or HSBC private Web Banking together with loan of HKD100,000 or above must certanly be authorized through the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
  3. Applications need to be submitted throughout the Bank’s service hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general general public breaks: 12 noon – 12 midnight, or specific branch’s opening hours) with all required information (including without limitation a legitimate HSBC bank account quantity) and papers. The turnaround that is actual begins when most of the needed info is effectively input in to the Bank’s application assessment system while the Bank may possibly provide the moment application result and investment disbursement. Processing time can vary greatly in certain situations with respect to the real stay at website circumstances of specific applications.
  4. Minimal redraw is HKD3,000 and you really need to have had your own Instalment Loan take into account at the least a few months. The financial institution reserves the final right of enabling clients to redraw or perhaps not and contains discretion that is sole figure out the redrawn quantity and tenor.
  5. Please be aware us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to. For enquiry, please phone our hotline at (852)2233 3000.

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